Takafal or interest??

maerae husband buhat achae shauher,,buhat obedient baetae,,,achae baap haen....buhat reham dil haen...namazee haen
but unhon ne saving account maen paesae jama krwa rakhae haen.aur insurance polcy bhee le hoe hae.....hum rent k ghar maen rahtae haen...dono job krtay haen...middle clas se belong kertey haen.....maen unko buhat dafa samjha chukee hoon k sood haram hae...magar un se laraee ho jatee hae but woh maantae naen haen...kya karoon???kehte haen k maerae kaun se croron rupae hae????maenae apnae bachon k naam agar kuch lakh jama kra dye to kya hoa???ye TAKAFAL hae...profit naen hae....i m very much worid..Allah maerae buchon ko sood se bachae..ameen


[Mods Notes:
A Rough Translation:

My husband is a good human, husband son and father. He prays Regularly. We both do jobs and live in a rental home.

He has an insurance policy and a saving account. We belong to a middle class and I told him many a times that Interest (Ribaa/Sood) is Haram and he keeps telling me that its not interest but Takaful. Its not millions just a few lacs that he has kept for his children.

Please advise what to do. May Allah SWT save my children from Interest money, Ameen